We also offer a more traditional method of applying a merchant discount rate. Merchants may opt for this pricing model if they want to maintain simplicity. Every sale is charged with the fixed percentage fee as set out in the agreement. The final rate is determined by the payment provider during initial assessment, based on risk category, sales volume and geographical distribution; it can be anywhere between 0.95% and 5.50%. We mostly use this model for high-risk, non-EEA merchants.